About Us
We are a financial services firm specializing in tax-advantaged retirement planning, Index Universal Life (IUL) insurance, and Fixed Indexed Annuities (FIA). Licensed to serve clients nationwide, we focus on helping individuals aged 40+ achieve principal protection, guaranteed income solutions, and safe wealth growth strategies.
Position Overview
We are seeking experienced and newly licensed Life Insurance Agents to join our growing team. This independent contractor position is ideal for agents who want to specialize in retirement-focused insurance products while enjoying the flexibility of remote work. Whether you're working 15 hours or 40+ hours per week, you'll have access to proven systems, warm leads, and comprehensive product training.
What Makes Us Different
- Specialized Niche: Focus on IUL and FIA products for pre-retirees and retirees (ages 40-65+)
- Educational Approach: Question-based selling methodology (NEPQ framework), not high-pressure tactics
- Lead Support: Access to marketing systems and lead generation tools
- Product Training: In-depth training on IUL vs. 401(k) strategies, guaranteed income planning, and estate planning
- Professional Infrastructure: CRM systems, client presentation materials, and automated follow-up sequences provided
Key Responsibilities
- Present Index Universal Life and Fixed Indexed Annuity solutions to qualified prospects
- Conduct retirement income planning consultations and financial needs analyses
- Educate clients on tax-advantaged wealth accumulation strategies
- Guide clients through policy design and application processes
- Maintain compliance with state insurance regulations and carrier requirements
- Build long-term client relationships through ongoing service and reviews
Requirements
- Active State Life Insurance License (required - must be licensed in your state of residence)
- Age: 18 years or older
- Background Check: Must pass background check and state insurance department screening
- Availability: Minimum 15 hours per week commitment
- Technology: Reliable internet connection and home office setup for remote client meetings
Ideal Candidate Profile
- Life insurance agents looking to specialize in retirement planning products
- Agents tired of cold calling and door-knocking who want a referral-based approach
- Series 65 or CFP professionals wanting to add insurance solutions to their practice
- Career changers with sales/customer service backgrounds who recently obtained their license
- Agents seeking a consultative, education-first sales culture
Experience Level
- Entry Level: Newly licensed agents welcome - full product training provided
- Experienced: 1+ years in life insurance, retirement planning, or financial services preferred
- Financial knowledge helpful but comprehensive training provided on our specific product suite
What We Provide
- Product Training: IUL mechanics, FIA structuring, tax code strategies (7702, 72(t), etc.)
- Sales Training: NEPQ-based consultative selling, objection handling, closing techniques
- Marketing Materials: Client presentations, comparison tools, educational content
- Technology Platform: CRM (Go High Level), financial calculators, client portals
- Mentorship: Direct access to experienced producers and business coaches
- Compliance Support: Application assistance, carrier contracting, state regulation guidance
Compensation Structure
- Commission-Based: 1099 independent contractor
- Earning Potential: $65,000 - $150,000+ annually based on production
- Commission Levels: Competitive contract levels with advancement opportunities
- Bonuses: Performance incentives and production bonuses available
- Residual Income: Ongoing renewals on certain product lines
Benefits & Perks
- Flexible remote schedule - work from anywhere
- No office rent or overhead costs
- Access to multiple top-rated carriers
- Direct carrier contracting available for experienced agents
Career Growth Path
- Associate Level: New agents building initial book of business
- Producer Level: Consistent monthly production ($10K+ in premium)
- Senior Producer: High-volume production with team building opportunities
- Leadership Track: Opportunity to recruit and mentor other agents (optional)
Work Environment
- 100% remote client consultations (Zoom, phone, in-person optional)
- No cold calling required - warm lead system available
- No door-to-door prospecting
- Referral-based business model preferred
- Average 5-10 client appointments per week for part-time; 15-25 for full-time
Compliance & Licensing
- Must maintain active life insurance license in good standing
- Carrier appointments will be facilitated upon acceptance
- Errors & Omissions insurance required (can be provided)
- Background check conducted in accordance with state insurance regulations
Application Process
- Submit your resume and current license information
- Initial phone screening (15 minutes) to discuss the opportunity
- Video interview to review products, compensation, and company culture
- Carrier contracting and onboarding (1-2 weeks)
If you're a licensed agent looking for a specialized niche with proven products, comprehensive training, and a consultative sales approach, we want to hear from you.
Job Types: Full-time, Part-time, Contract
Benefits:
- Flexible schedule
- Work from home
Work Location: Remote