JOB DESCRIPTION
Job Title: Liquidity and Pricing Specialist
Function: Treasury
Reports to: Treasury Operations Manager (Michael)
Employment Type: Full-time
Location: Remote
About Us
Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g. USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function and B2B products.
Role Overview
We are seeking a highly analytical Liquidity and Pricing Specialist to join our growing Treasury Operations team. Reporting directly to the Treasury Manager, this role is the analytical engine of our team. You will be primarily responsible for managing daily liquidity positioning across our fiat and digital asset infrastructure, while actively setting, monitoring, and optimizing FX rates and stablecoin pricing. The ideal candidate will have a deep understanding of capital efficiency, margin management, and African FX markets.
Key Responsibilities
Pricing & Margin Management:
- Set, monitor, and optimize FX and stablecoin exchange rates offered to customers in real-time.
- Manage spreads, margins, and pricing logic across multiple African corridors.
- Ensure our pricing remains highly competitive in the market while strictly protecting company profitability and minimizing FX risk.
- Analyze trading volumes and market volatility to adjust pricing models dynamically.
Daily Liquidity Management:
- Forecast daily cash flows and liquidity needs by corridor, currency, and product to ensure uninterrupted business operations.
- Assist with the management of capital cycles and timely repayments.
- Collaborate with the broader Treasury team to signal when funds need to be maneuvered between regional bank accounts, liquidity providers, and crypto wallets.
- Monitor counterparty exposure, settlement risk, and concentration risk across our liquidity partners.
Analytics & Reporting:
- Build and maintain complex financial models in Google Sheets/Excel to track treasury performance and capital efficiency.
- Provide daily and weekly reporting to Treasury leadership on margin performance, liquidity bottlenecks, and FX exposure.
Requirements
- Education/Certification: A CFA designation (Chartered Financial Analyst) or active progress toward completion is highly preferred.
- Experience: 3+ years of experience in corporate treasury, liquidity management, FX trading, or pricing analysis.
- Market Knowledge: Strong understanding of African foreign exchange markets, liquidity constraints, and cross-border payment dynamics.
- Crypto Fluency: Basic to intermediate understanding of virtual assets, stablecoins (USDT/USDC), and how they settle.
- Technical Skills: Advanced proficiency in Google Sheets/Excel (complex financial modeling, arrays, data manipulation).
- Traits: Highly analytical, detail-oriented, and capable of making fast, data-driven decisions in a remote environment.
What We Offer
- Impactful and Purposeful Work: You will be helping to drive financial inclusion across Africa.
- Remote-First Flexibility: We embrace a fully remote work environment.
- Global & Diverse Team: You will have the opportunity to work with talented professionals from 25+ countries across the world.
- Compensation & Benefits: We offer competitive compensation and meaningful health coverage, and all full-time employees are participants in our stock option plan.
Ready to Join Us?
Are you up for the challenge? Apply today and be part of shaping the future of FinTech. Let's innovate, disrupt, and lead together!