Note: The job is a remote job and is open to candidates in USA. Newrez is a company dedicated to making home ownership accessible by bringing together innovative thinkers and caring professionals. They are seeking a Mortgage Consultant to originate various types of loans focused on servicing existing customers and first home purchases. The role involves engaging with consumers, managing loan pipelines, ensuring compliance with regulations, and providing superior customer service.
Responsibilities
- Originate purchase and refinance loans by responding to company-provided leads via phone in a timely manner from: internet, direct mail campaigns, referrals, or other special marketing campaigns
- Engage with consumers, determine their needs, and offer the appropriate products
- Manage a loan pipeline from application to closing, collaborating with underwriting, processing, and other teams to ensure timely and accurate loan approvals
- Obtain all necessary information to close the loan in a timely manner, including but not limited to credit reports, income verification, appraisals etc
- Ensure adherence to federal and state lending regulations, including the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), and Fair Lending standards, maintaining accurate and compliant documentation
- Provide superior customer service
- Meet individual monthly sales goals
- Stay informed of developing trends in the mortgage industry
- Maintain compliance with the Newrez Code of Conduct
- Performs related duties as assigned by management
Skills
- Origination experience in the mortgage or banking industry required
- 2+ years' origination experience
- Active NMLS license
- A solid understanding of appraisals, title reports and product guidelines
- Must maintain mortgage licenses by completing mandatory annual continuing education
- Experience utilizing persuasive communication skills
- Ability to connect with borrowers, friendly demeanor, customer service oriented
- Proficiency with loan origination system (H2O), CRM platform (Salesforce), and communication tools (Microsoft Outlook, Teams), with the ability to adapt to new digital tools
- Ability to maintain high levels of communication and urgency, including returning all voicemails within 24 hours
- Ability to work efficiently and accurately with proven success in a fast-paced environment
- Must be detail-oriented and demonstrate careful decision-making skills
- Ability to work independently with minimal supervision
- Professional communication skills
- Must pass a background check for state licensing
- Associates Degree or Bachelor's Degree preferred
- Inside sales experience preferred
Benefits
- Medical, dental, and vision insurance
- Health Savings Account with employer contribution
- 401(k) Retirement plan with employer match
- Paid Maternity Leave/Parental Bonding Leave/Caregiver Leave
- Adoption Assistance
- Tuition & Certification reimbursement
- Employee Mortgage Loan Program
- The Newrez Employee Emergency and Disaster Fund is a program to support our team members experiencing hardships
- 1 company-paid Volunteer Time Off day (with over 40,000 volunteer hours contributed since our inception)
- Matching Gifts Program - dollar-for-dollar up to $1,000
- Access to grants, nonprofit resources, and volunteer opportunities
Company Overview