Note: The job is a remote job and is open to candidates in USA. Suncoast Credit Union is a recognized workplace in Tampa Bay, committed to fostering an inclusive culture that prioritizes community and employee growth. They are seeking a Senior Fraud Data Analyst to lead fraud prevention and risk management efforts, utilizing data science tools to analyze trends and develop actionable strategies to mitigate fraud risks.
Responsibilities
- Demonstrate end-to-end ownership of fraud analytics, including data modeling, visualization, and reporting, translating insights into actionable strategies and rule development
- Conduct comprehensive analyses to identify fraud trends and emerging threat vectors, assess overall scope and impact, and define appropriate mitigation strategies
- Develop and produce executive key performance metrics and report to senior management and the enterprise risk
- Develop analytics and recommendations regarding the enterprise fraud strategy to minimize the credit unions’ fraud losses
- Assess trends impacting fraud and provide real-time recommendations to mitigate potential fraud against the credit union and members
- Perform complex analysis and/or modeling to identify patterns of fraudulent transactions and to prevent fraudulent transactions
- Create, test, and implement rule criteria in applicable detection systems (FIS, Falcon, Verafin, Alloy etc.)
- Balance fraud prevention recommendations with member experience considerations
- Analyze loss data and recommend/implement appropriate loss prevention strategies
- Evaluate fraud cases and losses holistically to identify potential trends and areas of improvement
- Create and deliver BI reporting to develop top-notch reporting for senior leadership, boards, and examiners
- Maintain knowledge and understanding of current trends, laws, and issues affecting the area of expertise
- Attend educational events to increase professional knowledge
- Complete annual compliance and info security training to understand employees' role in maintaining effective compliance and security programs
Skills
- Bachelor's degree in finance, computer science, data analytics, risk management, or a related field (A comparable combination of work experience and training may be substituted for education requirements.)
- Minimum of 6 years of experience in data analysis, fraud strategy, and rule writing, preferably with a financial institution
- Minimum of 4 years of experience with Business Intelligence tools such as Power BI, Tableau, and Qlik, including Structured Query Language (SQL) and SSRS report writing
- Familiarity with fraud detection platforms and vendor collaboration (e.g., Alloy, Verafin, Visa) for workflow development, policy, and rule calibration and monitoring
- Advanced Power BI expertise, including data modeling, use of DAX for complex calculations and measures, and optimization of report performance for large datasets
- Experience developing enterprise-grade dashboards with automated refresh pipelines; ability to translate analytical outputs into executive-level insights and storytelling
- Advanced SQL proficiency, including complex query design across large datasets using CTEs, subqueries, temporary tables/views, and advanced joins; strong use of window functions (e.g., RANK, ROW_NUMBER, LEAD/LAG), and aggregations, with ability to optimize queries for performance and scalability
- Experience designing and maintaining scalable data pipelines and views in SQL to support reporting, including data validation, reconciliation logic, and governance of source-to-report transformations
- Demonstrated ability to integrate SQL-based data sources with Power BI, including DirectQuery/Import models, incremental refresh strategies, and governance of semantic layers to ensure consistency across reporting assets
- Excellent analytical and quantitative skills, including root cause and trend analysis
- Ability to effectively communicate complex results to a business audience not familiar with complex data and analytics
- Ability to maintain a high level of confidentiality
Benefits
- Bonus Program up to 12%
- 401K Matching up to 8%
- Retirement Planning
- Pay Increases based on Competency
- Employee Loan Discounts
- Flex Spending Accounts
- Medical Coverage
- Dental and Vision Coverage
- Access to 4,000+ Gyms
- Mental Health Resources
- PTO Wellness Days
- Short Term and Long Term Disability Coverage
- 11 Paid Holidays
- 3 weeks of Paid Time Off
- 4 weeks of Paid Parental Leave
- Birthday PTO
- Paid Volunteer Hours
- Degree Assistance up to $5,000 per year
Company Overview
Suncoast Credit Union is a is a credit union located in Tampa. It was founded in 1934, and is headquartered in Tampa, Florida, USA, with a workforce of 1001-5000 employees. Its website is http://suncoastcreditunion.com/.