Note: The job is a remote job and is open to candidates in USA. Mutual of Enumclaw is a people-first insurer recognized as Washington’s Best Company to Work For. The Product Manager will drive profit and growth across assigned states and territories by managing product strategies, pricing, and market trends while collaborating with various stakeholders.
Responsibilities
- Independently identify, prioritize, and drive organizational focus on profit/growth opportunities
- Build relationships and add value across core stakeholder departments (UW, Sales, Actuarial, IT, etc.)
- Be the go-to expert on assigned lines of products, strategy, markets, business levers, data, and execution
- Effectively leverage data, analytics, and available supporting resources
- Oversee and maximize the value of state rate filings at all stages
- Point person for responses and action plans regarding regulatory matters
- Independently create, and oversee the creation of, influential presentations associated with the execution of day-to-day opportunities and broad strategic opportunities
- Fully leverage, motivate and develop analyst staff
- Oversee the creation of a multiyear 'product roadmap' for the delivery of new and updated products
- Complete ground-up builds of new products via form language
- Review and refresh existing form language on an ongoing basis
- Identify products/updates that would drive the largest market impact or mitigate the largest risks
- Be the point person and subject matter expert regarding MOE’s products, forms, and coverages
- Research market trends to proactively identify potential new products and coverages, or necessary adjustments to avoid gaps in the marketplace or regulatory exposure
- Design and facilitate training associated with any product launches and updates
Skills
- Very strong analytic and project management capabilities
- Expert knowledge of P&C insurance products and the filing process
- Knowledge of predictive/pricing modeling methodology, and actuarial principles
- Knowledge of Underwriting principles, methodology, and general theory
- Expert use of PowerPoint and Excel
- Knowledge of SQL, SAS, VBA, and other programming/data management is a strong plus
- Translate analysis into coherent presentations and communication
- Experience in Underwriting and in the creation of new products, forms, and policy language
- Fully versed in the regulatory and legal review process necessary to support product approval
- Bachelor's Degree in Economics, Actuarial, Business Admin, Mathematics, or related analytic disciplines
- 5+ years of P&C experience in personal lines or small commercial/farm product management, actuarial, or sales/underwriting; but experience in portfolio-managed products would also be considered
- 5+ years in a core underwriting role which interacted directly with policy language
- Expert knowledge of insurance, actuarial principles, modeling, computer science, and data manipulation
- Graduate degree and/or related professional designations (Underwriting, Actuarial, and Finance)
- Experience with managing products and interacting with regulatory environments in the states of Washington, Oregon, Idaho, Montana, Utah, Wyoming, and Arizona
- Experience working with an independent agency channel distribution
- Experience managing direct reports and multiple stakeholder departments outside of the direct reporting relationship is a strong preference
- Experience with modeling and predictive analytics
Benefits
- Compensation is only one part of our entire total rewards package. To see some of the benefits and perks we offer, please [click here](https://www.mutualofenumclaw.com/careers).
- The successful candidate will work remotely, with approximately 30% travel.
- They must be able to work during our core Pacific Standard Time (PST) business hours, and must have high-speed internet (internet speed test required).
Company Overview
Thoughtful is more than a word—it’s the foundation of everything we do, and it defines our company culture. It was founded in 1898, and is headquartered in Enumclaw, Washington, USA, with a workforce of 201-500 employees. Its website is https://www.mutualofenumclaw.com/.